Under former Director Richard Cordray, the CFPB sought to alter regulatory interpretation, particularly about RESPA, through enforcement. This article describes that practice and the problems it creates.
Following the "subprime meltdown" repurchases and indemnification claims were rampant and cost many originators millions to resolve . This article highlights how other reasons for repurchase may arise in the future (from a 2013 perspective).
This is just Brian Levy's takes on the mortgage business and other stuff: (i) this isn’t intended to be legal advice, (ii) I’m not doing it to get business, and (iii) if you need legal counsel for anything either (a) call me directly or (b) call one of the many other good mortgage banking attorneys out there.