About Mortgage Musings
The Mortgage Musings are just Brian Levy's takes on the mortgage business and other stuff: (i) it isn’t intended to be legal advice or a chore to read, (ii) I’m not doing it to get business (but if it helps, I won't complain), and (iii) if you need legal counsel for anything either (a) call me directly, or (b) call one of the many other good mortgage banking attorneys I mention in my blog. I welcome your feedback.
Latest Posts
Ed. #110: “I’m your Vehicle, Baby”
The MBA’s Fair Lending Challenge to New Jersey Brian S Levy Sep 07, 2026 Without restating all of my fair lending priors (which you can find in Musing #92 Disparate Impact’s Demise), in a footnote to a recent Musing about the Fair Housing Act’s “robust causality” standard I stated, “It would be enormously helpful to fair lending jurisprudence […]
Ed. #109: RESPA §8 Regulates Conflicts of Interest
And What That Means for RESPA Reform Two days after I co-hosted a lively collegial Mortgage Law Today[1] All-Star RESPA nerd panel putting RESPA’s Section 8[2] on the hot seat by asking whether we need RESPA at all, Brian Johnson[3] was put on the hot seat for his Senate Banking confirmation hearing to serve as CFPB Director. Although RESPA never […]
Ed. #108: In Praise of CFPB Humility
But Regulators Are Not Orcas These Musings have spent the better part of the past 6 ½ years expressing my frustration at the lack of regulatory humility demonstrated by the nation’s consumer financial regulator (CFPB). But something unprecedented in the CFPB’s relatively short history happened without much fanfare[1] in late May that deserves recognition and praise from this […]
Ed. #107: The Strait of Homer(z)
A couple months ago I was complaining about the lack of inspiration for my Musings, suggesting that CFPB is basically implementing (albeit with questionable durability), my preferred deregulatory guidance, leaving me uninspired. Well, thanks to current world events, a new movie on Homer’s The Odyssey, the CFPB and the Trump Administration , I’m offering this cynical take (highlighting my penchant […]