CFPB – Levy’s Mortgage Musings

Ed. #109: RESPA §8 Regulates Conflicts of Interest

August 24, 2026 / CFPB, Compliance Narrative, RESPA

And What That Means for RESPA Reform Two days after I co-hosted a lively collegial Mortgage Law Today[1] All-Star RESPA nerd panel putting RESPA’s Section 8[2] on the hot seat by asking whether we need RESPA at all, Brian Johnson[3] was put on the hot seat for his Senate Banking confirmation hearing to serve as CFPB Director. Although RESPA never […]

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Ed. #108: In Praise of CFPB Humility

But Regulators Are Not Orcas These Musings have spent the better part of the past 6 ½ years expressing my frustration at the lack of regulatory humility demonstrated by the nation’s consumer financial regulator (CFPB). But something unprecedented in the CFPB’s relatively short history happened without much fanfare[1] in late May that deserves recognition and praise from this