And What That Means for RESPA Reform Two days after I co-hosted a lively collegial Mortgage Law Today[1] All-Star RESPA nerd panel putting RESPA’s Section 8[2] on the hot seat by asking whether we need RESPA at all, Brian Johnson[3] was put on the hot seat for his Senate Banking confirmation hearing to serve as CFPB Director. Although RESPA never […]
Ed. #109: RESPA §8 Regulates Conflicts of Interest Read More »
What’s a mortgage compliance officer to do now? On a recent mortgage industry podcast, I was asked what mortgage originators should be doing today to be compliant with fair lending. I must admit, even after sitting through multiple fair lending panels at the MBA’s Legal Issues and Regulatory Conference (LIRC)[1] earlier this month with outstanding insights
Is There Even a “Referral” Back at All? Dry January? We open 2026 after a couple short week holidays[1] and amid discussion of the inverted food pyramid and challenging efforts to achieve a “dry January”.[2] But, here at the Levy School of RESPA Compliance (LSRC), we like to invert your RESPA understandings and make RESPA anything but a dry