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Ed. #107: The Strait of Homer(z)

A couple months ago I was complaining about the lack of inspiration for my Musings, suggesting that CFPB is basically implementing (albeit with questionable durability), my preferred deregulatory guidance, leaving me uninspired. Well, thanks to current world events, a new movie on Homer’s The Odyssey, the CFPB and the Trump Administration , I’m offering this cynical take (highlighting my penchant […]

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Ed. #105: Irony, CFPB as Inspiration, and Market Power

Mortgage “Amusings” for long form readers Isn’t it ironic[1] Before Elizabeth Warren sounded alarms about the dangers of consumer finance in the US which led to the creation of the Consumer Financial Protection Bureau (CFPB) and the vast array of regulations that “protect” consumers from those evils, Ralph Nader was the most famous person shouting

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Ed #102: RESPA & “Reverse” Referrals

Is There Even a “Referral” Back at All? Dry January? We open 2026 after a couple short week holidays[1] and amid discussion of the inverted food pyramid and challenging efforts to achieve a “dry January”.[2] But, here at the Levy School of RESPA Compliance (LSRC), we like to invert your RESPA understandings and make RESPA anything but a dry

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